Almost 6,600 claims after DANA Adam, and you do not have to wait for a disaster declaration

The Consorcio de Compensación de Seguros today issued its first note on the floods caused by DANA Adam, which crossed Spain’s east coast on 16, 17 and 18 October 2026. By eight o’clock this morning there were 6,528 claims for compensation on its books.

The same note answers the question asked most often this week: no, you do not have to wait for your town to be officially declared a disaster area.

This morning’s figures

The breakdown by province shows where the downpour landed hardest.

• Valencia: 5,007 claims, of which 2,760 from the town of Oliva alone.
• Alicante: 847 claims.
• Almería: 163. Málaga: 136. Balearics: 127.
• Fewer than a hundred each in Barcelona, Cádiz, Murcia, Seville, Córdoba, Granada, Toledo, Tarragona, Castellón and Girona.

The Consorcio adds that it will keep updating these figures as claims come in.

You do not have to wait for a disaster declaration

This is the passage that saves money and days. Compensation for insured people and property is, in the Consorcio’s words, automatic and independent of any public declaration that an area has been severely affected.

That declaration is about government aid and tax measures. Your policy is separate from it. The only condition that counts is that a policy was in force at the moment of the damage.

And after seven days you are not too late

Spanish insurance law sets a seven-day deadline for reporting damage. Plenty of people assume that after it there is no point.

But the Consorcio writes in so many words that it registers and handles all claims it receives, even once those seven days have passed. So report it, even now.

How to report it

You can report it yourself, or through your insurer, agent or broker. The Consorcio names two fastest routes: by phone on 900 222 665, Monday to Friday from 9am to 6pm, or online at consorseguros.es.

Have your policy number, your NIF or NIE and your 20-digit Spanish account number to hand. For damage to a car, the make, model and registration too.

What not to do

Do not clear up before you have recorded everything. The Consorcio asks explicitly that damaged goods be kept available for the loss adjuster, and if that is truly impossible, that you photograph them before removing them. If you need emergency repairs, keep the invoices.

The full procedure, with what is covered, what is excluded and the mistakes that cost you the claim, is in our guide to DANA compensation in Spain.

About the authorLeonie

Leonie lives on the Costa Blanca. She writes about daily life on the coast: the markets, the walks and everything you only discover once you actually live here.